According to Reference.com, the loin is placed below the rib cage and just below the pelvis on the human body. The loin area of the human body refers to the sides below the ribs, which includes the human genitals, and is sometimes referred to as loins.
The term “loin” or “loins” also refers to the area of the human body below the belt as well as the anatomy covered by underwear. The loin cloth, which is another term for an undergarment, was named for the area it covers, which includes the genitals and pelvic area.
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